We’re in a Recession, but Don’t Worry — You Can Recession-Proof Your RetirementIt’s official. According to the National Bureau of Economic Research (NBER), the U.S. economy officially entered a recession in February of 2020. First, the Bad News The bad news is, the most optimistic economic scenarios of a V-shaped …
Read More »Orchid or a Dandelion?
When It Comes to Retirement, Dr. Thomas Boyce is a pediatrician and Distinguished Professor Emeritus in the Departments of Pediatrics and Psychiatry at the University of California, San Francisco. His best-selling book The Orchid and the Dandelion summarizes two types of individuals: dandelions (hardy and propagating) and orchids (requires extraordinary …
Read More »Retirement Expenses
9 Tips for Estimating Retirement Expenses: You Need to Get this Right! Estimating retirement expenses can feel like an overwhelming task. However, if you want a secure retirement, you need to predict how much you are going to spend. Some might say that trying to predict your costs for every …
Read More »Are You Saving Too Much for Retirement? (It’s More Common than You Might Think)
We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too much for retirement. It is possible to have too much of a good thing… It’s safe to say that my grandfather is one who saved …
Read More »WHERE You Live May Suggest HOW LONG You Will Live in Retirement (Average Life Expectancy 20 Years Shorter in Some U.S. Counties)
Life expectancy has mostly been rising in the United States — overall. However, new research has found that in some counties life expectancy is falling — people are not living as long in certain areas. In fact, in many counties, the average life expectancy is 20 years — TWENTY years …
Read More »5 Things No One Tells You about Retirement That You NEED to Know
The plan is simple: work until age 65, then retire and enjoy the good life — golfing, travel, gardening, being a grandparent, and sleeping in. It’s what you’ve been looking forward to for the last forty or so years, but you could be in for big surprises. There are quite …
Read More »The 7 Retirement Investment Questions that Keep People Up at Night (and How to Rest Easy)
For those approaching retirement or already there, the question of how to invest our money to maximize returns while minimizing risk is at the heart of many of our financial concerns. With so much out of our control and so few clear answers, retirement investment questions can keep you up …
Read More »Average Retirement Debt: 13 Tips to Prevent it From Taking a Big Bite Out of Your Future Finances!
One of the greatest threats to retirement today may not be saving too little, but owing too much. A 2016 survey by the Center for a Secure Retirement found that Boomers (Americans born between 1946 and 1964), are carrying a significant amount of debt into retirement. Will retirement debt take …
Read More »Worried About Retirement? Try Changing Your Perspective
Your attitude toward anything in life is all based on perspective. If you are worried about retirement, maybe you just need to change your approach. Albert Einstein is credited with this saying that shows how a flipped perspective can change how you think: “Everybody is a genius. But if you …
Read More »Your Guide to Developing a Retirement Withdrawals Strategy
You’ve spent your entire working career saving and investing for retirement. Now it’s time to develop a retirement withdrawals strategy.Retirement withdrawals: break into the bank, but manage spending so your money lasts as long as you do… So, what’s the best way to go about withdrawing money from your retirement …
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