Tag Archives: retirement

Nearly half of retirement savers are worried they are having to take more risks with their pension planning because of the shrinking options for guaranteeing an income in retirement, new research shows. According to MetLife, 45% of retirement savers fear they have to take more risks because of a lack …

You probably intended to save more for retirement than you actually did.  Maybe you  have a 401k or an IRA.  Maybe you don’t.  The reality is that whatever savings you have scrimped together, it is probably not enough to pay for your golden years. Feeling the pinch?  You are not …

If you are worried about running out of money in retirement, you are not alone.  Running out of money is the main concern of most people in or approaching retirement.And, there is VERY good reason to be concerned — VERY concerned. Most of us do not have enough money for …

We have a lot of choices to make as we approach, enter and live in retirement.  Making the right retirement decisions will impact our emotional and financial health.The major financial levers you have for retirement security include: how long you work, when you start Social Security, your health and healthcare …

The transition to retirement is exciting and scary.  Like all big events — graduations, relocations, marriage, childbirth and more — life will never be the same again. To make your planning for this transformation easier, here is advice from retirement and personal finance experts. Go for Risk and Reward You …

No matter what the average retirement income 2017 data shows, one thing is for sure: many retirees today are living on remarkably little and many are sacrificing essentials to make ends meet. Where will your retirement income 2017 come from? There is some good news though.  According to Fidelity’s most …

Figuring out what you are going to do in retirement and how you are going to pay for it is not something you do once and just “forget about it.”  You should plan for a quarterly retirement check in. Retirement planning is kind of like owning a house — you …

Most experts agree that we will see rising interest rates in 2017.  Interest rates impact our lives in a wide variety of ways — especially financial. Why Will Interest Rates Rise? Since 2008, interest rates have been at historic lows, below 1 percent. Traditionally, rates have been much much higher …

According to the Pew Research Center and the U.S. Census Bureau, Millennials have surpassed Baby Boomers as the largest living generation. There may be a lot of them, but what can this hip, dreaming and some say lazy generation tell us about having a better retirement?  It turns out that …

When planning for retirement, it’s important to save enough money to cover the essentials. While a financial planner may discuss earmarking funds to pay for daily living expenses, housing and health care related costs, there is a hidden retirement cost that many advisers may overlook that can have a critical …