You have a lot of decisions to make about retirement. And, if you are married, you have nearly twice the number of choices — plus the complications of competing priorities and sometimes differing goals and expectations. Your Social Security decisions can profoundly impact your spouse today, tomorrow and long after …
Read More »Study: Married People Have Lower Levels of Stress Hormone Cortisol
A study led by Carnegie Mellon University researchers provides the first biological evidence to explain how marriage impacts health. According to Brian Chin et al, married people have lower cortisol levels and steeper slopes than the unmarried ones. Image credit: Olessya. Carnegie Mellon University Professor Sheldon Cohen and co-authors found …
Read More »Are You Female or Married to One? The HUGE Retirement Disadvantage You Will Face
While there are lots of benefits to marriage, if you are a woman or you are married to one, you face a a huge retirement disadvantage — a significantly steeper climb toward having adequate retirement savings. A new study from TIAA estimates that in order for two recent college grads …
Read More »Married couples should rethink their Social Security claiming strategy
Couples’ claiming choices are dwindling. The once-popular “file and suspend” strategy went away this spring. Another, called a “restricted application,” is now only available if at least one partner was age 62 before January 2, 2016. But you still have the option to claim your own benefit, or collect an …
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