Planning Retirement

| Login Questions? Get On Demand Financial Advice You need to make a lot of choices in retirement.  Many people tout the benefits of investing in real estate.  However, there is a less glamorous way to use your money for better returns.  Delay collecting Social Security and your finances will …

A frequent question among those nearing and in retirement is: Do I need life insurance for retirement? The answer, like most financial planning related questions, is that it depends.  When you are working, the purpose of life insurance is to replace your income or pay off large debts in order …

A retirement target date fund is a kind of mutual fund that is professionally managed and strategically reallocated over time to achieve both growth and security for your assets. The key goal for a target date fund is that your money will be available for withdrawal on a certain future targeted …

There are a lot of things that can potentially go wrong in retirement.  Stocks could fall, inflation could skyrocket, high tides might flood your beach side retirement haven or maybe you tear your shoulder and can no longer golf or garden. None of these retirement events are out of the …

Robyn Bri is 18 years old and just graduated from high school in Marin, CA.  In some ways, she is an average high achieving kid.  In another way, she is very remarkable. Although retirement is a long ways off for Bri, she has already saved over $85,000 by working part …

A reverse mortgage is a federally insured loan for home owners who are 62 years and older.  Use this guide to reverse mortgage calculations to help you understand how much money you can get, what are the payment options, and the different types of loans. How Much Money Can I …

Everyone knows that they need a retirement plan.  But that means different things to different people.  And, not every plan is a truly useful retirement plan. All too often a retirement plan is something that is prepared for you by a professional.  It is no doubt well thought out, but …

The Big Picture Retirement Show is a podcast about retirement and estate planning by Devin Carroll and John K. Ross. Devin has been helping people with money related stuff for a while.  In addition to his ownership role at Carroll Investment Management, he’s also the Chief Compliance Officer and half …

A massive retirement shortfall is developing — and it is a much bigger problem than your own possible lack of sufficient retirement assets. If you are lucky, your retirement savings can be measured with 6 zeros — meaning you a millionaire and probably well prepared for retirement.  However, most of …

Looking for some inspiration for retirement? Check out these retirement lessons that can be gleaned from the quotes of a diverse group of famous older people. The following 7 successful individuals shared wisdom that can help you have a better retirement. They also demonstrated that age is just a number, …