Tag Archives: retirement

You’ve spent your entire working career saving and investing for retirement. Now it’s time to develop a retirement withdrawals strategy.Retirement withdrawals: break into the bank, but manage spending so your money lasts as long as you do… So, what’s the best way to go about withdrawing money from your retirement …

If you want a secure retirement, you need to predict how much you will spend on retirement expenses. Some might say that trying to predict your costs for every month for the next 15-30 years is preposterously impossible.  However, it is probably no surprise to tell you that the closer …

Knowing you are eligible for Medicare at age 65 may give you some peace of mind about retirement health care costs, but you may be surprised to find out that you’ll still be paying a lot out of pocket. While Medicare premiums are fairly predictable, tests and procedures and that …

Most of us have done some kind of retirement planning activities.  In fact, according to a recent study from Vanguard, only 1 out of 10 pre and recent retirees have not done any planning at all. However, not everyone is tackling the same retirement planning tasks and few of us …

Reaching age 65 once meant collecting a final paycheck. But today, more Americans are trying to delay retirement — working well into the traditional retirement years, not because they have to, but because they want to. According to the Pew Research Center, in 2016, 18.8% of Americans age 65 and …

Figuring out if you can retire securely can sometimes feel like the most complicated word problem ever.  Just figuring out which retirement number to worry about can be perplexing.  And then there is the further complication of knowing how they all fit together. Here is your guide to the 11 …

We have A LOT of choices for where to invest our money — both before and after retirement.  Some options are clearly bad investments. Others seem like a good bet, but probably aren’t. While we would all like to find a shortcut to massive wealth, the steady approach is probably …

“All politics is personal,” so the saying goes.  And, this year that phrase is especially true for people nearing retirement. There are a lot of hot button topics on the table that have the potential to impact your retirement well being — no matter where you stand on the political …

A lot has been written about saving and accumulating enough for retirement. But that’s only half the battle. Once you reach retirement it is important that you manage your retirement withdrawals from various accounts as tax-efficiently as possible. Taxes will likely be one of your biggest expenses in retirement. A …

When you hear “preparing for retirement,” you probably think about savings and budgeting.  However, your finances are just one aspect that you need to consider. Sure, you need to have your financial situation in check when you retire, but other aspects of your life could use some prepping as well. …