A solid second screen, a smart upgrade for the guest room, or just a main TV that doesn’t drain your budget—whatever the use case, the Hisense 50” A7 Series 4K Smart Fire TV fits the bill. And with Amazon’s Spring Sale in full swing, it’s now $239.95 (20% off).This TV …
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9 Ways to Overcome the Terror of Spending Terror about retirement spending is not uncommon. In fact, most people are worried about spending their nest egg and running out of money. After all, you have been conditioned for decades to earn, not spend. You were probably a teenager when you …
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It’s been well-documented that Americans, on average, haven’t saved nearly enough for retirement. Some, though, are a lot better off than others. And that may have to do with a wide gap in access to a retirement savings plan at work. That disparity was described in detail in an analysis …
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Are your fees too high? If so, they are eating away your returns. Pay close attention to participant fee disclosures from your employer, as the U.S. Department of Labor requires companies to send this notification to 401(k) savers on a quarterly basis. Certain services, such as FeeX, spell out the …
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Like all tax-advantaged accounts, HSAs have restrictions on how much you can contribute. For 2016, you and your employer can contribute up to $3,350 for individuals and $6,750 for families. In 2017, the limit rises to $3,400 for individuals, but the family limit stays at $6,750. Account holders age 55 …
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Even if you think you have that number nailed down, it can help to strategize with an advisor. If you don’t need the full distribution, for example, you might be able to re-invest the funds or make a charitable donation directly from your account. You’ll also want to make sure …
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Take advantage of catch-up contributions. Workers who are at least 50 years old can defer an extra $6,000 into their 401(k) savings each year, reducing their taxable income, said Kevin Meehan, a certified financial planner and the regional president of Wealth Enhancement Group in Itasca, Illinois. You can also make …
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Photo: Pond5 This autumn, daylight savings time has us “falling back” — or gaining an hour of sleep — during the wee hours of Sunday, November 1. While that may sound like the perfect way to recover from a weekend of Halloween fetes, it can be surprisingly jarring on the body. RELATED: …
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