“Retirement at 65 is ridiculous. When I was sixty-five I still had pimples.” — George Burns It seems that George Burns was onto something. More and more older Americans are working well past the traditional age of 65 and there is good reason. According to the Bureau of Labor Statistics, …
Read More »6 Competing Priorities that Make a Retirement Investment Plan So Complicated — Especially After You Retire
Saving for retirement is hard. However, when you are still working, creating a retirement investment plan can be comparatively straightforward. The goal is to simply grow the money. But watch out! When you retire, your investment goals become multi faceted, layered and — let’s face it — down right complicated. …
Read More »Where Are the Best Places to Be Retired? (The U.S. Currently Ranks 17th Worldwide)
So where are the best places to be retired? According to a new study, 2017 Global Retirement Index Report from Natixis Global Asset Management, the top 10 overall countries that rank highest overall are: Norway, Switzerland, Iceland, Sweden, New Zealand, Australia, Germany, Denmark, Netherlands and Luxembourg. The United States fell …
Read More »What is a Reverse Mortgage and How Does it Work?
If you are retired or nearing retirement, you have probably asked yourself, “what is a reverse mortgage and how does it work?” Reverse mortgages can be confusing. Here are some straightforward answers about what they are, how they work, who qualifies and much more… What is a Reverse Mortgage? Let’s …
Read More »8 Ways You Will Be Able to Save BIG: Easily Add Thousands to Your Retirement Account
Retirement savings advice often revolves around the long term: save small amounts on a regular basis over many years, and you will be able to save a sizeable nest egg. But what if you need to make up for lost time? What if you find yourself nearing retirement and just …
Read More »Do You Need a Retirement Coach? 6 Ways a Life Coach Can Help You Have a Better Retirement
You’ve saved money, but are you really ready for retirement? Or, as a particular type of retirement coach might say, “Are YOU READY??!!????” Using a life coach for retirement might sound crazy. But, it’s not. While some people prepare for the financial aspects of retirement, it is not clear how …
Read More »Shocking Retirement Statistic: Americans Hold 58% of their Investible Assets in Cash
Of all the tactics you can use to achieve a secure retirement, one of the easiest things you can do is to invest your money and earn returns on that investment. Doing this requires virtually no sacrifice, compromise or a lot of work. However, a new study from BlackRock finds …
Read More »Don’t Worry Be Happy (and Retired)!The Top 5 Retirement Worries and How to Alleviate these Stresses
At the risk of getting this song stuck in your head, do you remember “Don’t Worry Be Happy” by Bobby McFerrin? Hum along while you review this list of people’s biggest retirement worries and the ideas for how to reduce these stresses. The list of concerns comes from BlackRock’s Global …
Read More »Should I Buy an Annuity? 4 Reasons to Make the Purchase and 4 Reasons Not To
Depending on who you talk to, you’ll get very different answers to the question, “should I buy an annuity?” In fact, there are some great reasons to buy an annuity, but there are also many people who would advise that annuities are a terrible idea. The truth of course depends …
Read More »What Are You Giving Away When You Get a Reverse Mortgage?
| Login Questions? Get On Demand Financial Advice Many people say that reverse mortgages are just too good to be true. However, over 1 million retirees have secured these loans and a recent study from Ohio State University finds that the vast majority of people who get a reverse mortgage …
Read More »